Saving Money: 50 Tips for College Students

Being a college student usually means living and surviving on a cheap budget. Some of you may be pretty good at pinching your pennies and getting by, while others take out student loans and get themselves further into debt. Either way, all of us could use some additional advice and ideas on stretching our dollar just a bit further.

Check out these 50 ideas on ways to save money:

    FOOD & DRINK

  1. Learn how to cook your own meals, it’s healthier and you’ll save money.
  2. Don’t get a meal plan, the cafeteria food isn’t usually that great anyways.
  3. Bring your own snacks/water to class instead of buying them on campus. Stay away from vending machines.
  4. Bring your own lunch to school. If you do it right, you can usually make it a healthier lunch than what is offered in the cafeteria.
  5. If you have a meal plan, actually use it.
  6. Eat Ramen Noodles.
  7. Don’t get soda when you go out to eat.
  8. Don’t go to Starbucks.
  9. Buy food in bulk. Get a Costco card with your roommates and get bulk discounts.
  10. Find events on campus that offer free food for attending. Follow those “Free Pizza” signs!
  11. HOUSEHOLD EXPENSES

  12. Have a roommate (so you can split expenses).
  13. Shop at Walmart, Dollar Stores, and thift stores.
  14. Shop at garage sales on the weekends for any household items you may need.
  15. Put on more layers of clothing instead of turning up the heat.
  16. Buy generic brand items.
  17. TEXTBOOKS

  18. Buy used textbooks.
  19. Buy textbooks online. Maybe even consider buying the e-book version of the textbook.
  20. Check the library for your required books, you may get lucky!
  21. Sell back your textbooks.
  22. TRANSPORTATION

  23. Use public transportation. Being a college student, you can usually ride for free or at a reduced rate.
  24. Don’t get a car. They are a huge expense and cost a lot in insurance and gas.
  25. Ride your bike. Except for commuter students, no one needs a car on campus for daily use.
  26. Live close to campus and use the campus shuttles to save on gas.
  27. ENTERTAINMENT

  28. Instead of hitting the clubs, try and find house parties.
  29. Keep an eye out for free activities on campus. Most college campuses have free entertainment almost every night. For example: some colleges have a weekly movie night that is free to all students.
  30. Borrow movies from the library. The library has a large collection of movies for students to check out.
  31. COLLEGE EXPENSES

  32. Fill out the FAFSA every year.
  33. Take a look at your college bill. Certain fees are optional. If you won’t be using your college’s fitness center, remove the fee.
  34. Depending on dorm prices, it may be cheaper just to get an apartment. (See: Most Expensive College Dorms)
  35. Don’t buy anything from the school’s bookstore. Some of the prices they charge are outrageous.
  36. Go to a community college and get your core classes completed, then transfer to a 4-year college for required classes for your degree. Make sure all your credits will transfer.
  37. Do not use student loans for anything that is not school related. It’s tempting to rack up your credit and loans, knowing you’ll eventually pay it back. However, you have no idea how the economy will look when you graduate and you don’t want to be in massive debt while job searching.
  38. Test out of classes. For a small fee you can usually take a test to fulfill certain class requirements. Think of the cost you’ll save on tuition.
  39. Finish in three years if you can.
  40. Apply for financial aid early.
  41. Get good grades so you qualify for certain (typically merit-based) grants and scholarships.
  42. Work as a Resident Advisor and get free room and board.
  43. Take as many credits as allowed every term.
  44. Research your school for scholarships. That means taking a look at the website, contacting the admissions office, scholarship office, and faculty to see what’s available. Use every resource you have to get the big scholarships while keeping your eyes open for smaller, but still substantial ones. Look for scholarships in the area of your major. Most professional organizations will have scholarships to encourage students to stay in that field.
  45. Take advantage of student services. There are plenty of free programs that assist you while going to school. From health care to transportation, there are many different ways to save money.
  46. Take advantage of things that are already paid for, such as on-campus meals and library services.
  47. Get a job first and have your employer pay for your schooling.
  48. Don’t go to these colleges.
  49. MONEY TIPS

  50. Only buy what you need. Don’t buy on impulse.
  51. Don’t get a credit card. It’s not necessary and you’ll end up paying a high interest rate.
  52. If you do decide to keep a credit card on hand, pay for things with cash as much as you can. Don’t run up credit card bills for trivial things.
  53. Open up a savings account that earns interest.
  54. Keep track of everything you spend. It really helps to know what you have coming in and going out.
  55. Take advantage of student discounts.
  56. Not only should you try to save money, but you should also try to make money! Get a campus job. There are several jobs that have very little responsibility, believe it or not, and many times you can do your homework during this time. There are typically many jobs available on campus and most are pretty flexible with your class schedule.

Microsoft <3's Students

One thing that frustrates me with Microsoft is that so many great projects and services take place and are available but….. NO ONE EVER HEARS ABOUT THEM!!!  Our public facing PR sometimes, okay often leaves me shaking my head. I can not count the number of times I have been talking to someone about free services and such we have that address just the challenge they may be having yet they never heard of it. I sort of hit a I AM ABOUT TO SCREAM moment today when someone asked me if Microsoft had any resources for students as this particular client has a senior at home who is heading off to college next year, just like my own son. Well the answer was/is YES! As I sent them the link and then Twitted it as well I decided to quick put together a list of some great online products and services that are free. They can be a big help whether you are a student heading off to college, a small business owner looking to establish a credible online presence, a high school student looking to dive in to the world of programming or video game design. There is so much I won’t even scratch the surface and unfortunately there is not one central location you can go to find freebies from Microsoft….. well maybe there is but that would be another best kept secret.

Best Kept Secrets From Microsoft:
  • Live@EduThe Microsoft Live@edu program provides institutions of higher education and K-12 with a set of free hosted and co-branded collaboration and communication services for students, alumni, and applicants, leading with an offer of Windows Live™ Hotmail®, a hosted e-mail service, and Office Live Workspace, an online space to collaborate on Microsoft Office documents. Although Microsoft hosts the e-mail, the institution maintains control: you continue to create, delete, and store institution e-mail addresses for your constituents—as you do today
  • Microsoft DreamsparkOther than totally cool? Glad you asked. Here’s how it works: if you’re a current university or high school student, you can download professional Microsoft developer, designer, and gaming software through DreamSpark at no charge. Yes, students get to download software at no charge. DreamSpark enables students, like you, to download and use Microsoft tools to unlock your creative potential and set you on the path to academic and career success by advancing your learning in the areas of technical design, technology, math, science, and engineering! It doesn’t matter what classes you’re taking right now, just as long as you’re a current student in a verified, accredited School and use the tools in pursuit of advancing your education in one of these areas.”
  • Microsoft Office LiveMicrosoft Office Live Workspace beta is your online place to save, access, and share documents and files. Use it to group related information for work, school, or personal projects. No downloads are required—just sign up and go.”
  • Download Office SharePoint Designer “Office SharePoint Designer 2007 provides the powerful tools you need to deliver compelling and attractive SharePoint sites and quickly build workflow-enabled applications and reporting tools on the SharePoint platform, all in an IT-managed environment.”
  • Free MCTS Vouchers for College StudentsWe know that tech savvy students like you will be driving business and technology decisions for tomorrow’s companies. Microsoft will be there with you through every step of your career with career planning, training, certification, community and certification! It’s no secret that there is a shortage of qualified IT Professionals and Developers in today’s workforce. But did you know that:
    • 55% of hiring managers consider employee certification as a criterion for hiring
    • 46% of Hiring Managers consider employee certification as a criteria for promotion
    • 43% of individuals reported salary increases as a result of Microsoft certification
  • Get Live EssentialsNow in one installation, Windows Live Essentials gives you instant messaging, e-mail, blogging, photos, and more.”

Display Outlook tasks and calendar on desktop: Desktask

DeskTask will connect to MS Outlook and display your calendar and task items on the desktop. DeskTask is freeware. It can be freely used and distributed in commercial and private environments, provided the supplied Zip file is not in any way modified and there is no charge for it other than nominal handling fees. Desktask will periodically access Outlook and refresh its displayed data according to a user-defined time period.

Features:-

· Your tasks will always be visible, saving precious time to launch or switch to Outlook.
· Just minimize every window, and see what are the items due for today or tomorrow.
· DeskTask displays the whole week so you can be prepared to organize your work.
· Besides the calendar items, the Outlook to-do list (Folder Tasks) is also displayed. If you work with Outlook, DeskTask is for you

Download Desktask Here

Requirements:-

– Windows 2000 / XP / 2003 / Vista / Seven
– Microsoft Outlook 2000 / XP / 2003 / 2007

Free! Quiz Creator 3.0 (Today Only!)

So I’m starting a new series called “Free!” and it’s going to be all the college-related and generally cool free stuff out there haplessly waiting to be discovered.

Today, I have an excellent one, sponsored by the fine folks at Giveaway of The Day, it is a software that lets you create quizzes! I love my laptop and anything that allow me to integrate technology into my study schedule is a plus in my book! Quiz Creator makes quizzes in flash format so you can use it on your computer, or upload it to your website and share with your users. It has a sleek Microsoft Office interface and lots of templates and interactivity.

For a comprehensive review click here.

For a video tour click here.

You can download it straight from the GOTD website here.

Published in: on 09/10/2009 at 7:27 am  Leave a Comment  
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